When most Montanans think about retirement, we think about how much money we’ll need to live on after we quit working. What if you need help to live independently in your home?What if you require specialized assistance in senior housing? Long-term care insurance pays for this kind of care.Long-term care partnership policies are not available from every insurance company.
In some cases, buying insurance doesn’t make sense, especially if you qualify for other programs.
Long-term care encompasses a wide array of medical, social, personal and specialized housing services needed by individuals who have lost some capacity for self care.
Individuals who require long-term care are generally not sick in the traditional medical sense.
Information about the companies’ liquidation can be found on Penn Treaty’s website,
The life and health insurance guaranty associations in the states where Penn Treaty and American Network were licensed to do business have assumed responsibility for their policies.